Crypterium Visa Card Review

 

Founded during the peak of the initial coin offering (ICO) bubble of late 2017, Crypterium is a mobile and desktop application that provides a variety of crypto-related services, including the Crypterium Visa card. This crypto debit card is integrated into the Crypterium suite of services, which includes a wallet, exchange service, bank transfers, and more. This Bitcoin debit card offering also comes with its own propriety token attached to the platform, which is usually not a good sign in this industry; however, the card is also available on a worldwide basis. Let’s take a closer look at exactly what the Crypterium Visa card has to offer.Crypterium visa card supports most of the countries in the world including a lot of developing nations. This is a prepaid visa card, and you can load money directly using the Crypterium mobile app. The app is easy to use, and they do random KYC check to stay regulated. 

 

 

Pros & Cons 

Pros

  • Available in 178 countries

  • Easy to use mobile app
  • Virtual and physical card
  • Withdraw cash from ATM
  • Pay online or offline
 

Cons

  • Has its own proprietary token that complicates the user experience

  • Wallet is custodial

  • Monthly fee

  • It is a pre-paid visa card

Best for WorldWide

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Highlights

  • Get Crypto Prepaid VISA card in countries where no other company offers crypto debit cards at this moment.
  • Use Crypterium Card to shop online or withdraw funds via ATM.
  • The app offers a wallet, free transfer to other Crypterium users.
  • Hosted Crypto wallet which is beginner-friendly.
  • CRPT token helps in reducing fees and earn cashback. Can be purchased via KuCoin.
  • Easy KYC.

What is Crypterium & everything about Crypterium debit card?

Crypterium is a one-stop solution to all your crypto-related needs. Crypterium offers the following services:
  • Mobile crypto wallet (Hosted wallet, that means you don’t control the private key)
  • Prepaid card (Use it for online/offline transactions and to take out cash from supported ATM’s)
  • Banking services: Transfer funds to users in other countries. Earn interest in your crypto holding and more.
  • Buy Vouchers and mobile top-up: You can top-up a mobile phone in 100+ countries and you can also buy Vouchers for Skype, Steam and more using cryptos.

Right now, these are the 4 main verticals where Crypterium is targeting. Currently, the wallet supports the following cryptocurrencies BTC, ETH, LTC, USDC, USDT, CRPT, and many more cryptocurrencies.

To get started with Crypterium, all you need to do is download the mobile app and sign up using your mobile number and email. Once your account is created, you are assigned a Crypterium ID.

  • Crypterium ID: Identification number is given to each user. You can use it to send off-chain transactions in all the supported currencies and it’s free and instant.
  • Hosted wallet solution: Private key is not stored within the app.

The coolest feature: Send crypto using the phone number

This is one feature that caught my attention the most. Using Crypterium app, you can send funds to anyone just by using the phone number. The recipient will be receiving an SMS to download and create a Cryptyerium account, as soon as the account is created, the funds will be added to the recipient account.

I sent about 1 USDT to 5 of my friends who were waiting to get started and now they all have a crypto wallet powered by Crypterium. I found this feature one of the viral ways to let others use cryptocurrencies. For all such transactions, there are no transaction fees and is done instantly as the transactions are done off-chain.

 

Crypterium Visa Prepaid card:

You can order a Crypterium VISA prepaid card from the mobile app. The card is powered by VISA and in the below section, I have shared a detailed review of the Crypterium card.

 

Other features of Crypterium: (In Pipeline)

As Crypterium mission it to become a one-stop solution to all your crypto-related needs. There are many features which are in pipeline and once it launches, it could rapidly increase the Crypterium ecosystem. Some of these features are:

  • Bank transfer: You can make national or international payments from the app using your digital holdings. You can make bank transfers both to personal and business accounts. Once you’ve chosen the option that suits your needs, you should fill in recipient’s/company’s name, IBAN number, and SWIFT/BIC code, then specify the amount you want to transfer and just send it.
  • Saving accounts: The banking services feature will help you earn a 5% return on your holdings. 
    Mobile top-up: Use Crypterium app to replenish your mobile phone balance in over 100 countries
  • Vouchers: From Crypterium app you can buy Skype, Viber, and Steam vouchers. This you can offer it to your friends or use it yourself.

However, there is one more thing you should know at this moment before we dive into the Crypterium debit card.

 

CRPT token: Prediction and total supply

Crypterium payment solutions are powered by CRPT tokens. You can use CRPT token to lower down your card charges and earn the cashback. A few highlights of CRPT token:

  • Total supply: 99,799,910 CRPT
  • Circulating supply: 83,860,575 CRPT
  • Every time someone makes a payment, a fee equal to 0.5% of the value of the trade-in CRPT is taken from the user’s account and burned.
  • CRPT tokens can be used as a sole or additional mean of paying transaction fees

At the time of writing this, 1 CRPT token is for $0.2337 USD or 0.00003906 BTC. As the adoption of Crypterium increases, with the inflation control (Coin burn) and limited supply, this coin looks interesting.

 

What about the exchange rate?
 
Since you will be spending your digital holdings and Crypterium will be directly converting it into fiat, the conversion process matters a lot in the longer run. According to the team, they use the top 10 exchanges to get the best rate for digital currency to fiat conversion.
 
Who issues this card?
 
The card is issued by a leading financial institution in the Philippines. However, they have not disclosed the name.
 
Supported countries by Crypterium?
 
Crypterium offers crypto debit card in all the countries except few restricted countries. At the time of writing the Crypterium Card does not support transactions in Cuba, Crimea Region, Iran, North Korea, Sudan, Syria.
 
Important highlights of Crypterium debit card:
  • The base currency of the Crypterium Card is U.S. dollars (USD)
  • The card expires after 2 years of issuance.
  • The Crypterium Card is a Prepaid Card.

crypterium plastic card

crypterium plastic card
worry-free spending

Swipe, tap, or chip — pay with Crypterium Card in over 42 million physical and online retailers worldwide. Spend up to €10 000/mo

instant withdrawals

Turning your digital assets into cash just got easier and faster than ever before. Withdraw up to €2 500/mo from Visa-compatible ATMs

free card & tiny fees

Crypterium Card is free, with express delivery starting at €14.99. Could it be any better? Yes, load it with €299 every month and pay ZERO monthly maintenance (€2.99/mo)

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